.calculator-main { padding-block: 42px 78px; }
.calculator-intro { max-width: 760px; margin-bottom: 28px; }
.calculator-intro .eyebrow { margin: 0 0 8px; color: var(--blue); font-size: 13px; font-weight: 750; }
.calculator-intro h1 { margin: 0; font-size: clamp(30px, 4vw, 44px); line-height: 1.2; letter-spacing: -.035em; }
.calculator-intro > p:not(.eyebrow):not(.free-note) { max-width: 660px; margin: 12px 0 0; color: var(--ink-soft); font-size: 16px; }
.calculator-intro .free-note { display: inline-flex; margin: 14px 0 0; padding: 5px 10px; border-radius: 99px; background: var(--surface-blue); color: var(--blue); font-size: 13px; font-weight: 700; }
.calculator-layout { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(300px, .9fr); gap: 20px; align-items: start; }
.calculator-panel, .result-panel, .calculator-explainer { border: 1px solid var(--line); border-radius: var(--radius); background: var(--surface); box-shadow: 0 8px 24px rgba(25,57,102,.045); }
.calculator-panel { padding: 24px; }
.calculator-panel-heading { margin-bottom: 16px; }
.calculator-panel-heading h2, .result-panel h2, .calculator-explainer h2 { margin: 0; color: var(--ink); font-size: 19px; line-height: 1.35; }
.calculator-panel-heading p { margin: 4px 0 0; color: var(--muted); font-size: 13px; }
.calculator-fields { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px 16px; }
.calculator-fields .field { display: grid; gap: 5px; color: var(--ink-soft); font-size: 13px; font-weight: 650; }
.calculator-fields .field-wide { grid-column: 1 / -1; }
.calculator-fields .input, .calculator-fields .select { width: 100%; min-height: 43px; padding: 8px 11px; border: 1px solid var(--line-strong); border-radius: var(--radius-control); background: #fff; color: var(--ink); }
.calculator-fields .input:focus, .calculator-fields .select:focus { border-color: var(--blue); outline: 3px solid var(--focus); }
.field-note { color: var(--muted); font-size: 11px; font-weight: 400; }
.section-divider { margin-top: 25px; padding-top: 20px; border-top: 1px solid var(--line); }
.calculate-button { width: 100%; min-height: 48px; margin-top: 22px; font-size: 15px; }
.calculate-button:disabled { cursor: wait; opacity: .7; }
.privacy-note { margin: 11px 0 0; color: var(--muted); font-size: 11px; text-align: center; }
.form-error { margin: 14px 0 0; padding: 10px 12px; border: 1px solid #ffc9c5; border-radius: 9px; background: #fff2f1; color: #a62e24; font-size: 13px; }
.result-panel { position: sticky; top: calc(var(--header-height) + 18px); min-height: 250px; padding: 24px; }
.result-empty { display: grid; min-height: 200px; align-content: center; justify-items: center; text-align: center; }
.result-empty p { margin: 7px 0 0; color: var(--muted); font-size: 13px; }
.result-icon { display: grid; width: 46px; height: 46px; margin-bottom: 14px; place-items: center; border-radius: 15px; background: var(--surface-blue); color: var(--blue); font-size: 24px; font-weight: 800; }
.result-topline { display: flex; justify-content: space-between; gap: 12px; align-items: start; }
.result-topline h2 { font-size: 19px; }
.result-tag { padding: 4px 8px; border-radius: 99px; background: #edf8f2; color: #16805a; font-size: 11px; font-weight: 700; white-space: nowrap; }
.result-metrics { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-top: 18px; }
.result-metric { padding: 15px; border-radius: 12px; background: var(--page); }
.result-metric span, .result-metric small { display: block; color: var(--muted); font-size: 12px; }
.result-metric strong { display: block; margin: 5px 0 2px; color: var(--ink); font-size: clamp(20px, 2vw, 27px); line-height: 1.2; }
.result-metric.primary strong { color: var(--blue); }
.result-subtitle { margin: 15px 0 8px; color: var(--muted); font-size: 12px; }
.result-breakdown { display: grid; gap: 8px; margin: 0; }
.result-breakdown div { display: flex; justify-content: space-between; gap: 12px; padding-bottom: 7px; border-bottom: 1px solid #edf1f6; font-size: 12px; }
.result-breakdown dt { color: var(--ink-soft); }
.result-breakdown dd { margin: 0; color: var(--ink); font-weight: 700; text-align: right; }
.result-source { margin: 12px 0 0; color: var(--muted); font-size: 11px; line-height: 1.55; }
.result-error { padding: 13px; border: 1px solid #ffc9c5; border-radius: 10px; background: #fff2f1; color: #a62e24; }
.result-error strong { display: block; }
.result-error p { margin: 5px 0 0; font-size: 13px; }
.calculator-explainer { margin-top: 22px; padding: 24px; }
.explainer-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; margin-top: 16px; }
.explainer-grid article { padding: 15px; border-radius: 11px; background: var(--page); }
.explainer-grid h3 { margin: 0; font-size: 14px; }
.explainer-grid p { margin: 6px 0 0; color: var(--muted); font-size: 12px; }
.calculator-disclaimer { margin: 17px 0 0; color: var(--muted); font-size: 12px; }
@media (max-width: 900px) { .calculator-layout { grid-template-columns: 1fr; } .result-panel { position: static; } }
@media (max-width: 620px) { .calculator-main { padding-block: 27px 50px; } .calculator-panel, .result-panel, .calculator-explainer { padding: 17px; } .calculator-fields { grid-template-columns: 1fr; gap: 12px; } .calculator-fields .field-wide { grid-column: auto; } .explainer-grid { grid-template-columns: 1fr; } }